About Me

I am a post graduate with 20 years of professional experience in different fields with wide knowledge of different aspects of life especially in financial markets. I hope my rich experience and varied knowledge about different topics will certainly educate, enlighten and entertain your interests.

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Best stock brokers

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If you are confused to open an investing & trading account with available stock brokers....then I believe this article will clarify most of your doubts. Indmoney and m.stock : A comparison of two investment apps Indmoney and m.stock are two popular apps that allow users to invest in various financial products, such as stocks, mutual funds, fixed deposits, US stocks, etc. Both apps claim to offer simple, convenient and low-cost ways to grow your wealth. But how do they compare in terms of features, benefits and drawbacks? Let’s find out. Indmoney: A super finance app Indmoney is a financial management app that was launched in 2019 by Ashish Kashyap, the founder of Ibibo Group. Indmoney aims to be a one-stop solution for all your financial needs, from tracking your net worth, investing in Indian and US stocks, mutual funds, ETFs and FDs, getting free credit score and insurance advice, to saving on taxes and fees. Some of the key features of Indmoney are: Free trading and demat accou...
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Post-Retirement Financial Options in India

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Post-Retirement Financial Options in India: A Comprehensive Guide Retirement is a time to relax and enjoy the fruits of your labor. However, it’s also a time when you need to be financially prepared to ensure that you can maintain your lifestyle without a steady income from work. In India, there are several options available for post-retirement financial planning. In this blog post, we’ll take a closer look at some of the most popular options and their pros and cons. Government of India bonds (GSecs ): One option that is relatively less explored is buying government bonds for their interest payouts, which could serve as a pension for retired individuals. These bonds are issued by the Government of India to raise funds and are considered to be a safe investment option as they are backed by the government. Senior citizen savings scheme (SCSS ): This is a popular option for retired individuals looking for regular income. It is a government-run scheme that offers a fixed interest rate of 7...
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Good news: No income tax up to 7.27 lacs

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No income tax on income up to 7.27 lakhs: Finance Minister Nirmala Sitharaman Union Finance Minister Nirmala Sitharaman on Friday that the government has offered multiple tax benefits to middle-class people. She also reiterated that the government provides income tax exemption for those earning up to  ₹ 7.27 lakh per annum under the new tax regime. For  ₹ 7.27 lakh, you don't pay any tax now. It is only at  ₹ 27,000 that the break-even comes. After that you start paying tax," she said. "You have a standard deduction of  ₹ 50,000 also. Under the new scheme, the grievance was that there was  no standard deduction . It is given now. We have brought in the simplicity in the paying rate and the compliance side," Nirmala Sitharaman added. This news is going to be a big relief for tax payers. Don’t forget to file your ITR before 31 st July. Deals of the Day
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IT refund will take time this year

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IT refund will take time this year. They are going to scrutinize the returns very strictly. For this, they are adapting the specially designed, self-automated and modified artificial intelligence software program (AI) for scrutinizing the field of ITR. This program will first collect the data linked with your PAN card, then it will automatically follow the linked data with your Aadhar card. After this the AI will tally the transactions linked with your Aadhaar and PAN to the bank accounts attached. Now it will collect all details of fixed deposits, quarterly interests credited, share dividends, share transactions, mutual fund and shares long term and short-term gains of all bank accounts you declared & attached yourself with your income tax ITR returns filed by you. Now it will start tallying the undeclared bank accounts on your name and also with the joint bank accounts where you are second and third holder. It will also search the postal accounts and bank accounts with all co...
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Emerging India in the last decade

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  Emerging India in the last decade India has changed in many ways in this decade, especially in terms of its economy, politics, society, and technology. Here are some of the major changes that have occurred: India has emerged as one of the largest and fastest-growing economies in the world, surpassing the UK and France in nominal GDP and becoming the third-largest by purchasing power parity. India has also become a leading destination for foreign investment, innovation, and digital transformation. India has implemented several bold and ambitious reforms, such as the Goods and Services Tax (GST), demonetisation, Aadhaar, Insolvency and Bankruptcy Code, farm laws, labour codes, and digital payments. These reforms have aimed to improve the ease of doing business, curb corruption, formalise the economy, and empower the citizens. India has faced several challenges and crises, such as the Covid-19 pandemic, the border standoff with China, the farmers’ protests, the economic slowdown, th...
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Best online ITR filing websites in India

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Best online ITR filing websites in India There are many websites that offer online ITR filing services in India, but they may differ in terms of features, pricing, and user experience. Here are some of the best ITR filing platforms in India with a brief comparison: Income Tax India Official Website:  This is the official website of the Income Tax Department of India, where you can file your ITR for free. You can either fill the ITR form online or download the Excel or Java utility and upload the XML file. You can also view your Form 26AS, check the status of your ITR, e-verify your ITR, and request for refund re-issue or rectification. However, this website may not be very user-friendly or intuitive for some taxpayers, especially those who are not familiar with the tax laws and forms. ClearTax:  ClearTax is one of the most popular and trusted online tax filing websites in India, with over 40 lakh users. It has a simple and easy-to-use interface that guides you through the enti...
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